Motorcyclists know that two wheels can be more fun than four. Few things in life compare with the feeling of banking into a long curve on a sunny spring day. There is a unique perspective being part of the scenery and a joy in the knowledge that your vehicle’s contact with the road is so special. However, experienced riders know that these joys don’t come without risk.
Contrary to popular belief, its not wet roads, inexperienced riders, or reckless decisions that cause motorcycle accidents. Most happen on a sunny afternoon, in the middle of the day at a controlled intersection.
For whatever reason Car and Truck drivers just do not seem to see motorcyclists. They commonly turn left across the path of a motorcyclist (as it lawfully proceeds) or change lanes oblivious to the motorcyclist driving near to them.
As we know, any error can have catastrophic consequences for a motorcyclist.
What should you do if you are injured in a motorcycle accident?
- Your first priority is always your health – Seek out medical attention.
- Make sure the police are contacted.
- Call your insurance company.
- As soon as possible contact us
Injured Motorcyclists have two avenues to receive compensation:
1) Accident benefits (PIP) – compensation for income loss and medical expenses, is available from your motorcycle insurance policy. Claiming these benefits should not increase your insurance rates. These benefits are also available to your passenger and are available regardless of fault.
Applying for (PIP) Accident Benefits. After reporting the accident to your insurer they will send to you an application that must be completed. The Application allows the insurer to gather basic information: a description of the accident; injuries sustained; treating doctors and hospitals involved; any medical and rehabilitation expenses needed or incurred; and, any inability to work.
You will also need to disclose any private and group health plans that are available to you. Some car insurance benefit schemes require you to access these plans before asking them to pay.
In serious, catastrophic accidents Cross Border Confidence and/or Snowbirdaccidents.com can arrange for a health care professional from your home state or province to meet with you to help process your accident insurance forms (PIP).
2) Bringing a Lawsuit. Unfortunately Motorcyclists are commonly blamed for an accident. Insurers raise allegations of speeding, inattentiveness or recklessness you. You will need an experienced Attorney or Lawyer who understands both Motor Cycle accident cases and the complexities that arise if you are involved in an accident outside of your home state or province.
Cross Border Accidents are very complicated. Each state has laws that determine your Tort rights. In addition there are strict time deadlines in which a claim must be filed against the at fault driver. If an action is not brought within the specified time, you will be prevented from doing so.
Yes, it is worth repeating – Motorcyclists involved in a serious accident need to seek advice from an experienced Personal Injury Attorney or Lawyer.
Call us for a free consultation.
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