Disclaimer & Privacy, Conditions and Terms.

I. Cross Border Confidence ™, Snowbirdconfidence.com and SnowbirdAccidents.com is a Florida incorporation. We help travellers (commonly known as Snowbirds) who are injured in serious accidents and incidents access their insurance policies. This includes those involved in, truck accidents, motorcycle accidents, pedestrian accidents, bicycle accidents and/or consequential health issues that arise while travelling.

A. We are a Qualifying Provider.

B. The material contained in this web site provides educational information to travellers who are involved in an accident.

C. We refer all legal queries to legal counsel in the state where the accident happened – Tort rights. We refer all queries to legal counsel in the state or province where the injured party normally resides – regarding contractual issues such as Statutory Accident Benefits, PIP and other contractual issues.

D. Calls and contact forms to us might be routed directly to Lawyers and/or Attorneys admitted to practice law in the jurisdiction where the accident happened and/or where the contractual claims reside.  

E. Cross Border Accidents are complex and complicated usually necessitating a minimum of two lawyers to deal with conflicting jurisdictional laws. The answers to specific questions depend on many factors, not all of which are obvious. In addition, state and provincial laws, regulations and administrative policies change frequently.

F. A query to the site may be referred to a member attorney, lawyer, law firm and/or health care provider. The information and representations contained herein and the use of this website does not constitute an agreement to provide legal and/or healthcare providers to the visitor.

G. Any communication by email with the visitor and the web site shall not be construed as an express agreement to provide legal services.  The educational information contained herein or the use of this website is not intended to create an attorney-client or solicitor-client relationship between the website provider and the visitor. Neither will the transmission or receipt of the web site materials, create such a relationship between sender and receiver. 

H. The materials contained therein are general in nature and may not apply to particular factual or legal circumstances.  Cross border accidents and incidents can be exceptionally complicated. Internet and online readers are always encouraged to seek out legal counsel familiar with cross border legal issues.

I. This web site may periodically change, add, or update the materials in the site without notice.  We assume no liability or responsibility for any errors or omissions in the contents of this web site. 

J. Your use of Cross Border Confidence (TM), Snowbird Confidence, Snowbird Accidents (TM), Snowbirdconfidence.com, Snowbirdaccidents.com, its members, or any other party involved in the creation, production or delivery of information contained in this web site, will not be liable to you or any other person for any indirect, special, incidental, or consequential damages of any kind arising from access to, use of, or reliance upon this website.

K. No representation is made that the quality of the legal services to be performed by our lawyer members is greater than those performed by non-member lawyers.

L. NO legal fees are shared with us by our member law firms, Attorneys or Lawyers.

M. We in no way, shape, or form, sell any insurance product.


Cross Border Confidence, Snowbird Confidence, and Snowbird Accidents limited, own all of the copyrights to and trade names, trademarks and service marks associated with, depicted in or utilized on this website.  The form, format, design, headings and content of this website are protected by the laws of the United States of America and Canada. Any use, copying, dissemination, or distribution in any form or manner whatsoever of this website without the express written consent is strictly prohibited.  Any unauthorized use of any of the contents hereof, is strictly prohibited.


A.  Any user of the site, once submitting a query or call or any other means of communication to SnowbirdConfidence. Com, CrossBorderConfidence.com, Snowbirdaccidents.com or SnowbirdAccidents.ca, consents and understands that the information might be provided to a lawyer(s) and/or an Attorney(s), regarding the evaluation of the user’s personal injury claim or the claim of another. Cross Border claims are complicated. Sometimes Lawyers from additional States and Provinces will have to be contacted.

B. Consequently the Attorney or Lawyer may have to contact whomever directly to clarify the facts about a particular accident, the injuries suffered and other issues that may arise. This does not create a Attorney-client, or Solicitor-client relationship.

C. Although we have taken the necessary steps to protect both the privacy of the visitors to this web site, we are not responsible for any information obtained by unauthorized intrusion to this web site.

D) Queries can also be directed to Snowbird Confidence and the Snowbird Hotline – 1-647-896-4907

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