New Jersey

For US and Canadian Snowbirds this is a very complicated state if you are involved in a car accident.

New Jersey’s car insurance system is often referred to as “choice” no-fault state”, since drivers can choose between the “limited” and “unlimited” right to sue after a car accident.  Comparative Negligence is still an issue if you have a basic insurance policy.  You must be less then 50% responsible for the accident in order to be allowed to successfully bring an action.    Please note in most instances passengers in vehicles, are not responsible for an accident.  Therefore this provision has little bearing on any claim passengers might bring for personal injury damages.  

 

The New Jersey Statute of Limitations

Sets a time limit of two years from the date of the accident in which to bring a formal claim in the court.  This includes car drivers, passengers, motorcyclists, truck drivers, bicyclists and pedestrians.  If you miss the time limit to file your action the New Jersey court system is almost certain to dismiss your case (unless some rare exception applies to extend the deadline).

The “Limited Right to Sue”!

For New Jersey vehicle owners who choose a “Basic” car insurance policy the claimant is automatically bound by what’s called a “limited right to sue.” The injured person can only pursue legal action against the at-fault drive if they suffered:

  • a loss of a body part
  • a significant physical disfigurement
  • scarring
  • a displaced fracture
  • a loss of a fetus
  • a permanent injury, or
  • death.

The “Unlimited Right to Sue”!

New Jersey vehicle owners have the option of purchasing the “unlimited right to sue”.

In essence it eliminates most if not all thresholds or inhibitions to sue the at fault diver.  This allows recovery for all economic and non-economic losses stemming from the accident).

PIP: In addition, nearly everyone involved in a car accident has contractual (PIP) accident benefits available to them through their own car insurer.  The claims need to be submitted as soon as possible.  These contractual benefits are exceptionally important.  They help to immediately cover therapy and rehabilitation expenses.

Since 1981, we have been helping seriously injured motorists get the treatment and care they need to recover from their injuries and to receive compensation for their losses. We understand that it is not only the injured party that may require assistance, but often their loved ones.

Cross Border car accidents are complicated.  New Jersey has one of the more complicated State car insurance provisions in the entire USA.

We arrange for you to speak to some of the best Personal Injury Attorneys in New Jersey who are familiar with cross border accidents. They work collaboratively with other lawyers and attorneys in various jurisdictions in order to protect your legal rights and remedies.

Need help with any legal issues?

Find a Cross-Border Personal Injury Lawyer in The State or Province You Were Injured in Now!

Any personal injury law firm, cross-border personal injury lawyer, or cross-border personal injury attorney we recommend has shown they have extensive knowledge and expertise you can trust when faced with the challenge of a cross-border accident. In most instances, you can deal directly with them by going to their website. As an alternative, you are welcome to complete the contact form or give us a call.

Frequently Asked Snowbird Insurance, Travel And Personal Injury Questions

Snowbird Helpline is not a law firm, we are an International “Qualifying Referrer”. We provide information about car accidents, car insurance options, medical insurance options, personal injuries, and more. Snowbird Helpline does not provide legal advice. That is the job of the personal injury attorney or lawyer that you end up retaining.

We can recommend experienced cross-border personal injury lawyers in the province you reside in and the state you were injured in. The lawyers and attorneys recommended by us are leaders in their field and frequently deal with catastrophic car accidents, truck accidents, motorcycle accidents, bicycle accidents, and pedestrian accidents.

Snowbird Helpline is not an insurance agency, we are an International “Qualifying Referrer”. We provide information about car accidents, car insurance options, medical insurance options, personal injuries, and more. We do not provide legal advice. That is the job of the personal injury attorney or lawyer that you end up retaining.

We can recommend experienced cross-border personal injury lawyers in the province you reside in and the state you were injured in. The lawyers and attorneys recommended by us are leaders in their field and frequently deal with catastrophic car accidents, truck accidents, motorcycle accidents, bicycle accidents, and pedestrian accidents.

Snowbird Helpline offers peace of mind if the unthinkable happens. We are here to connect you with a team of lawyers and attorneys that are knowledgeable about personal injury claims, no matter what province or state you were injured in.

When a serious personal injury happens in a different country, you can quickly be left with more questions than answers. That’s where Snowbird Helpline comes in. Our team has extensive knowledge and expertise that you can trust when faced with the challenge of a cross-border accident.

Snowbird Helpline is an International “Qualifying Referrer”. This means we do not give legal advice, as we are not lawyers or a law firm. No legal fees are paid or shared with Snowbird Helpline. Instead, we offer advice on what your next steps should be and who you should contact. We recommend personal injury lawyers and attorneys that have extensive knowledge dealing with cross-border accidents.

For over 35 years, our recommended team of cross-border personal injury lawyers has assisted Canadian snowbirds involved in car accidents and other personal injury accidents in the United States.

Snowbird Helpline assists people experiencing serious personal injuries of all kinds. Primarily we assist with those who have been in serious car accidents, pedestrian accidents, bicycle accidents, or trucking accidents across the border.

Canadians who have been injured in America have different needs than those injured in their home province. We are here to help organize the steps you have to take with your insurance, connect you with experienced cross-border personal injury lawyers and attorneys, and more.

Snowbird Helpline is a USA corporation with headquarters in West Palm Beach, Florida, and offices in Toronto, Canada.

We offer expertise and cross-border lawyer recommendations in over 50 states and 10 provinces. To quickly get in touch with us about your situation, give us a call at 1-800-436-0353.

Our goal is to be accessible at all times to snowbirds who require assistance. You can fill out our online contact form, send us an email to info@snowbirdhelpline.com, or give us a call at 1-800-436-0353.

Additionally, you can contact the lawyers mentioned on our site directly through their websites or online contact information.

Joseph Pileggi is the CEO and founder of Snowbird Helpline, Cross Border Confidence, Snowbird Travel USA, and Snowbird Accidents, in addition to its various derivative properties.

Joseph presently resides in both Canada and the US. He possesses a solid understanding of the complexities of cross-border personal injury claims. Joseph understands how important it is for US and Canadian legal counsel to work together to pursue a cross-border personal injury claim successfully. It is the only way to ensure that accident victims are fairly compensated. Additionally, no matter how many lawyers are involved in a cross-border personal injury claim, they must share one contingency fee based on all work performed. From the perspective of the injured victim, they receive the services of multiple legal counsels, all for the price of one.

Your health and safety, plus the health and safety of your family or other injured parties is always top priority. Be sure to seek out medical attention immediately. It is important to make sure the police are contacted.

If possible, while still on the scene, obtain the driver’s license and insurance information of those involved in the accident. If possible, get contact information for all witnesses. Additionally, you should take notes and pictures of everything you can. This includes the scene of the accident, the other car, any visible injuries, and what caused the accident if known.

Make sure that your doctors are informed about the accident and all of your injuries. Take notes of what the doctor advises and keep a record of your injuries and healing process.

As soon as you are able, contact Snowbird Helpline. We can help advise you of the next steps you should take.

Snowbirds and Cross Border Accidents™

1-800-436-0353