New Jersey

Personal Injury Lawyers In New Jersey For Canadians Involved In Car Accidents

New Jersey is a beautiful US state located next to the Atlantic Ocean and a stone’s throw away from New York City and Philadelphia. A popular destination for Canadian and US Snowbirds, New Jersey is famous for its boardwalk entertainment, delicious diner offerings, and the bright lights of Atlantic City.

It is also one of the states in which Canadians travel through to head south for the winter. Unfortunately, when travelling, New Jersey car accidents can turn vacation fun and frolics into a real-life nightmare.

What Should You Do If You’re Involved in An Accident Outside Your Home Province?

  • Your top priority is always the health and safety of you and your family. Be sure to seek out medical attention immediately.
  • Make sure the police are contacted.
  • If possible, take a picture of the other driver’s licence and insurance, and a picture of the licence plate.
  • Call your insurance company and report the accident.
  • Contact the Snowbird Helpline as soon as possible for advice.

New Jersey Car Insurance

As of January 1, 2023, New Jersey minimum liability protection rose from $15,000 to $25,000. Currently, all standard car insurance policies must provide at least:

  • Bodily injury liability coverage– $25,000 per person and $50,000 per accident.
  • Property damage liability coverage– $25,000 per accident
  • Uninsured motorist coverage
  • Underinsured motorist coverage – This is probably the most important provision in your own car insurance policy. Every owner and driver of a car should make sure their car policy provides this coverage. If you are involved in an accident involving a car driver who is inadequately insured, your own insurance company will step in and make up any financial shortfall (subject to certain financial limitations).

The New Jersey Serious Injury Threshold

Importantly, New Jersey insists that car insurers provide Personal Injury Protection (PIP) to anyone involved in a car accident.  This is available regardless of who was at fault for the accident.  It provides limited medical coverage for those suffering injuries from a car accident.

You must submit claims to your own car insurer for SAB or PIP benefits. This can become exceptionally complicated if your contractual rights reside in a different state or province.

SEE ‘Canadian Snowbird Information’.  

New Jersey Car Accidents. Can You Pursue a Personal Injury Claim Against Those Responsible?

From the time of a New Jersey car accident, drivers have 10 days to file a written accident report. You should report your accident if it resulted in injury or death. And/or if vehicle damage or property damage exceeds $500.

After that, you have two years from the date of your New Jersey car accident to file a personal injury claim against those responsible.

Injured Canadian and US residents can bring a personal injury lawsuit in New Jersey if:

  1. They are not at fault for the accident; and,
  2. You pass the state’s serious injury threshold

Briefly, you need to be suffering:

  • Death
  • Dismemberment
  • Significant disfigurement or significant scarring
  • Displaced fractures
  • Loss of a fetus
  • Permanent injury (other than disfigurement or scarring)

Sound complicated? It is! Any potential claimants need to speak to a personal injury lawyer in New Jersey who understands the state’s personal injury laws and is familiar with cross border insurance coverages. Ultimately, based on the facts, your lawyer needs to guide you through the legal system.

Cross-Border Accident? Here’s Why You Need Snowbird Accidents for A Personal Injury Claim In New Jersey.

For 35 years, Snowbird Accidents has been assisting Canadian Snowbirds and US Snowbirds involved in car accidents and other personal injury accidents across North America. Very few lawyers and attorneys understand the complexity of cross-border accidents.

Snowbird Accidents has been helping seriously injured Canadian Snowbirds and US Snowbirds protect their rights and remedies and get the treatment and care they need. We understand it is not only the injured party that may require assistance. Loved ones can face significant challenges also.

Snowbird Accidents arranges for you to speak to some of the best personal injury lawyers in New Jersey who are experienced with cross-border accidents. They work collaboratively with other lawyers and attorneys in various states and provinces to protect you and your family’s legal rights and remedies.

Need help with any legal issues?

Find a Personal Injury Lawyer in The State or Province You Were Injured in Now!

Any personal injury law firm or personal injury attorney we recommend has shown they have extensive knowledge and expertise you can trust when faced with the challenge of a cross-border accident. In most instances, you can deal directly with them by going to their website. As an alternative, you are welcome to complete the contact form or give us a call.

Frequently Asked Snowbird Insurance, Travel And Personal Injury Questions

Snowbird Accidents is not a law firm. We are an International “Qualifying Referrer”. We provide information about car accidents, car insurance options, medical insurance options, personal injuries, and more. We do not provide legal advice. That is the job of the personal injury attorney or lawyer that you end up retaining.

We can recommend  personal injury lawyers familiar with the complexities of cross-border accidents in the province you reside in and the state you were injured in. The lawyers and attorneys recommended by us are leaders in their field and frequently deal with catastrophic car accidents, truck accidents, motorcycle accidents, bicycle accidents, and pedestrian accidents.

The Snowbird Helpline offers peace of mind if the unthinkable happens. We are here to connect you with a team of lawyers and attorneys that are knowledgeable about personal injury claims, no matter what province or state you were injured in.

When a serious personal injury happens in a different country, you quickly need help. That’s where Snowbird Helpline comes in. Our team has extensive knowledge and expertise that you can trust when faced with the challenge of a cross-border accident.

We are not lawyers or a law firm. No legal fees are paid or shared with us. Instead, we offer advice on what your next steps should be and who you should contact. We recommend personal injury lawyers and attorneys that are familiar with the complexities of cross-border accidents.

For over 35 years, we have assisted Canadian snowbirds involved in car accidents and other personal injury accidents in the United States.

Snowbird Accidents assists people experiencing serious personal injuries of all kinds. Primarily we assist with those who have been involved in serious car accidents, pedestrian accidents, bicycle accidents, or trucking accidents.

We are here to help organize the steps you have to take with your insurance company and connect you with experienced personal injury lawyers and attorneys, and more.

Snowbird Accidents is a USA corporation with headquarters in West Palm Beach, Florida, and offices in Toronto, Canada.

We offer expertise and personal injury lawyer recommendations in over 50 states and 10 provinces. To quickly get in touch with us about your situation, give us a call at 1-800-436-0353.

Our goal is to be accessible at all times to snowbirds who require assistance. You can fill out our online contact form or give us a call at 1-800-436-0353.

Additionally, you can contact the lawyers mentioned on our site directly through their websites or online contact information.

Your health and safety, plus the health and safety of your family or other injured parties is always top priority. Be sure to seek out medical attention immediately. It is important to make sure the police are contacted.

If possible, while still on the scene, obtain the driver’s license and insurance information of those involved in the accident. If possible, get contact information for all witnesses. Additionally, you should take notes and pictures of everything you can. This includes the scene of the accident, the other car, any visible injuries, and what caused the accident if known.

Make sure that your doctors are informed about the accident and all of your injuries. Take notes of what the doctor advises and keep a record of your injuries and healing process.

As soon as you are able, contact Snowbird Helpline. We can help advise you of the next steps you should take.

Contact The Snowbird Helpline Today!