Canadians involved in Motorcycle Accidents in the US
Motorcyclists know that two wheels can be more fun than four. Few things in life compare with the feeling of banking into a long curve on a sunny day. There is a unique perspective being part of the scenery and a joy in the knowledge that your vehicle’s contact with the road is so special. However, motorcyclists’ know these joys come with risk.
Contrary to popular belief, its not wet roads, inexperienced riders, or reckless decisions that cause motorcycle accidents.
Most MC accidents happen on sunny afternoons, at a controlled intersection. For whatever reason Car and Truck drivers just do not seem to see motorcyclists. They commonly turn left across the path of a motorcyclist causing an accident.
Florida Motorcycle Law: Briefly most US states mandate Motorcyclists wear helmets. Florida is a little bit of an anomaly. It requires all motorcycle operators to wear a helmet that complies with all Federal Motorcycle Vehicle Safety Standards. However, if you are over the age of 21, you can get away without wearing a helmet if you have proof that you are covered by motorcycle insurance policy that carries at least $10,000 in medical benefits for injuries.
Florida law stipulates that all riders under the age of 21 must wear a helmet while operating or riding a motorcycle.
The law also states that all riders of any age must be equipped with proper eye protection when traveling on public roads.
What should you do if you are injured in a motorcycle accident?
Your first priority is always your health – Seek out medical attention.
Make sure the police are contacted.
Call your insurance company.
As soon as possible contact us
Injured Motorcyclists have two avenues to receive compensation:
1) Accident benefits (PIP) – compensation for income loss and medical expenses, is available from your motorcycle insurance policy. Claiming these benefits should not increase your insurance rates. These benefits might also be available to your passenger. Theyare available regardless of fault.
Applying for (PIP) Accident Benefits.After reporting the accident to your insurer they will send to you an application that must be completed. The Application allows the insurer to gather basic information: a description of the accident; injuries sustained; the names of treating doctors and hospitals; any medical and rehabilitation expenses needed or incurred; and, if any inability to work.
You will also need to disclose any private and group health plans that are available to you. Some car insurance benefit schemes require you to access these plans before asking them to pay.
2) Bringing a Lawsuit. Unfortunately Motorcyclists are commonly blamed for accidents. Insurers raise allegations of speeding, inattentiveness or recklessness. You will need an experienced Attorney or Lawyer who understands Motor Cycle accident cases and the complexities that arise if you are involved in an accident outside of your home province.
Cross Border Accidents are very complicated. Each state has laws that determine your Tort rights. In addition there are strict time deadlines in which a claim must be filed against the at fault driver. If an action is not brought within the specified time, you will be prevented from doing so.
Yes, it is worth repeating – Motorcyclists involved in a serious accident need to seek advice from an experienced Personal Injury Attorney or Lawyer.